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Banking Malware Is Now Hijacking Your WhatsApp to Gain Complete Remote Control of Your PC

 

Banking malware hijacking WhatsApp and remote desktop
New banking malware bundles WhatsApp takeover, credential theft, and one-click remote control into a single kill chain.

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TL;DR: A new wave of banking malware abuses WhatsApp Desktop session hijacking + browser credential theft and then drops a remote-control backdoor (RAT). Goal: capture UPI/online-banking sessions, authorize payments, and socially engineer victims via their own WhatsApp threads. Treat as high-severity for finance, healthcare, government, manufacturing and SMBs.

How the attack works 

  1. Lure — phishing email/DM/SEO-poisoned site offers “invoice”, “bank KYC”, “GPU driver”, or “WhatsApp backup viewer”.
  2. Dropper — signed or sideloaded installer unleashes info-stealer + RAT; modifies startup and AV exclusions.
  3. WhatsApp takeover — steals/abuses %AppData%\WhatsApp Desktop session artifacts to read chats and send messages as the victim (no phone in hand required once paired).
  4. Banking pivot — steals cookies/passwords/auto-fill from Chrome/Edge/Brave/Firefox; injects web overlays to capture OTP/UPI PIN; leverages remote control to complete transfers.
  5. Monetization — fast wire/UPI, crypto cash-out, and resale of access to brokers; spreads to contacts via trusted WhatsApp replies.

Who’s at risk?

  • US/EU/UK/AU/IN enterprises with finance/AP teams using WhatsApp Desktop or WhatsApp Web on Windows/macOS.
  • Banking, fintech, retail, media agencies, and MSPs with BYOD or mixed personal/business messaging on workstations.
  • High-net-worth individuals, founders, and executives (VIP targeting + deepfake chat lures).

Immediate actions 

  • Block unknown installers via App Control / Windows Defender Application Control, and allow-list only trusted publishers.
  • Force sign-out of old WhatsApp sessions from mobile: WhatsApp > Linked Devices > Log out all; re-pair only after EDR scan.
  • Reset browsers (clear cookies, remove unknown extensions) and rotate banking, email, and password-manager credentials.
  • Enforce MFA + transaction signing on corporate banking; prefer app-based signing over SMS OTP where possible.
  • EDR sweep for persistence keys, RAT beacons, and credential-stealer artifacts (see detections below).
  • Network: isolate infected host, block known C2 TLDs/IPs, and enable TLS inspection for suspicious WhatsApp Web traffic patterns.

Detections you can deploy fast

# Windows — hunt for WhatsApp Desktop session grabs + suspicious RATs

# 1) Unusual access to WhatsApp Desktop profile
Get-ChildItem "$env:APPDATA\WhatsApp" -Recurse -ErrorAction SilentlyContinue |
  Where-Object { $_.LastWriteTime -gt (Get-Date).AddDays(-3) } |
  Select FullName,Length,LastWriteTime | Sort LastWriteTime -Desc

# 2) Common persistence points used by stealers/RATs
reg query HKCU\Software\Microsoft\Windows\CurrentVersion\Run
reg query HKLM\Software\Microsoft\Windows\CurrentVersion\Run
schtasks /query /fo LIST /v | findstr /i "AppData Temp WhatsApp Chrome Update"

# 3) Browser credential store scraping (look for sudden read bursts)
Get-WinEvent -FilterHashtable @{LogName="Security"; Id=4656} -MaxEvents 2000 |
  Where-Object {$_.Message -match "chrome|Login Data|cookies.sqlite|keychain"}

Hardening checklist (DevSecOps)

  • Package WhatsApp Desktop via MDM with hardened policies (auto-lock, disable link previews for unknown senders, block external file types via OS policies).
  • Enforce browser password manager off for corporate profiles; mandate enterprise password manager with phishing-resistant MFA.
  • Block execution from %TEMP% and user-writable paths using ASR rules or WDAC.
  • Deploy WAF/anti-fraud rules on banking portals used by employees (bot detection, device binding, OTP replay defense).
  • DNS sinkhole suspicious TLDs; use EASM to discover fake support domains and report for takedown.

Executive briefing (90 seconds)

  • What changed: Banking malware now uses trusted messaging (WhatsApp) to speed social engineering and bypass user suspicion.
  • Business impact: unauthorized bank transfers, invoice fraud, customer data exposure, and brand damage via compromised corporate WhatsApp accounts.
  • Decision: approve emergency controls (session reset, EDR containment, password rotation) and mandate secure messaging policy immediately.

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#BankingMalware #WhatsApp #Infostealer #RAT #UPI #OnlineBanking #AccountTakeover #ThreatIntelligence #BlueTeam #EDR #MFA #IncidentResponse #DevSecOps #CyberSecurity #Fintech #FraudPrevention #US #EU #UK #AU #IN

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