India’s Digital Economy: Growth and Attack Surface — CyberDudeBivash Exclusive Report By CyberDudeBivash (Bivash Kumar Nayak)

cyberdudebivash.com | cyberbivash.blogspot.com | cryptobivash.code.blog Introduction India’s digital economy is one of the fastest growing in the world, expected to reach $1 trillion+ by 2030 , driven by rapid adoption of UPI, Aadhaar-linked services, digital banking, e-commerce, and cloud transformation. But with this growth comes an expanded attack surface — making India a prime target for cybercriminals, ransomware cartels, and even nation-state actors. Growth Drivers of India’s Digital Economy UPI (Unified Payments Interface): Over 10 billion transactions monthly. Digital Banking & NBFCs: Mobile-first lending and neo-banks. E-Governance & Aadhaar: Direct benefit transfers, digital identity backbone. 5G & IoT Expansion: Smart cities, industrial IoT, and health-tech. Start-up Ecosystem: SaaS unicorns, fintech scale-ups, and AI-driven platforms. The Expanding Attack Surface Financial Systems: Fraud via UPI phishing,...