NPCI UPI Fraud Guidelines — CyberDudeBivash Authority Report
Table of Contents Executive Summary Introduction: UPI — India’s Digital Backbone Under Attack NPCI’s Mandate in Securing UPI Evolution of UPI Fraud in India NPCI Core Guidelines on Fraud Mitigation Authentication & Multi-Factor Controls Device Binding & SIM Swap Defense Transaction Monitoring & Fraud Analytics QR Code Security & Dynamic QR Best Practices Consumer Awareness Guidelines Dispute Resolution & Liability Framework Case Studies: UPI Frauds in India (2022–2025) NPCI Fraud Reporting Standards RBI, CERT-In & NPCI Synergy Technical Deep Dive: NPCI Security Architecture Threat Vectors Exploiting UPI Ecosystem SIEM & Threat Hunting Playbooks for UPI Fraud Fraud Analytics & AI-Driven Controls Mobile Banking Malware Campaigns Third-Party App & SDK Supply Chain Risks Legal & Regulatory Implications NPCI Guidelines for Banks & PSPs NPCI Guidelines for Consumers Incid...